Medicare Supplemental Insurance in North Carolina, South Carolina, & Virginia

Many times, people look at insurance as a way to fully take care of their health insurance needs. While health insurance is a great way to save money, there are times that you might consider having additional coverage. That is why there is supplemental insurance. At Kempton Insurance Group, we are here to help our clients understand what supplemental insurance coverage for Medicare looks like in the states of North Carolina, South Carolina, and/or Virginia.

What does Medicare not cover?

In many cases, Medicare will not cover a lot of aspects of your healthcare needs. There are different types of Medicare, but your basic plans (Part A and Part B) will not cover

• out of pocket expenses
• eye exams
• dentures
• long term care
• hearing aids
• most dental work
• copayments
• coinsurance
• deductibles

Because of this gap, Medicare recipients have options to supplement their current plans.

What options are available in the State of North Carolina?

In North Carolina, there is an option called Medigap. As implied, this is to fill the gaps in your current Medicare plan to help save you money and save you time from worrying about medical bills. These will pay a portion of your remaining balance on your medical-related expenses. Like any other health insurance plan, they might not cover everything, but they definitely can help supplement your current plan.

What does Medigap not cover?

Medigap will not cover long term care, eye care, dental care, or other types of specific care. This is because there are particular types of coverage that specialize in these industries. Talk to your insurance provider today about long term care insurance, dental insurance, and vision insurance.

We look forward to hearing from you!

Call us at Kempton Insurance Group today to learn more about Medical Supplemental Insurance!