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Kempton Insurance Group

7427 Matthews Mint Hill Rd
Suite 105-356
Charlotte, NC 28227


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Do You Need a Medicare Supplement Insurance Plan?

Medicare is a federal health insurance program that provides coverage for people over 65 and those with specific disabilities or illnesses. If you live in Charlotte, NC and are on Medicare, you may want to consider purchasing a supplemental insurance plan.

Here are some key points to consider when deciding if you need a Medicare supplement plan:

What is a Medicare Supplement Plan? 

A Medicare supplement plan (also known as Medigap) is an additional health insurance policy that helps cover costs such as copayments, coinsurance, and deductibles that Medicare doesn’t cover. A supplement plan can help fill in the gaps left by Medicare, so you don’t have to worry about footing large medical bills out of pocket. 

When Should You Consider Getting a Supplement Plan? 

Suppose your budget allows it and you want extra coverage for medical expenses not included under Medicare (such as vision care or hearing aids). In that case, getting a supplement plan may be worth considering. Furthermore, if you frequently travel outside the US, having a supplemental policy can be beneficial since original Medicare does not cover overseas medical expenses.      

Will It Cost Me Anything Extra? 

In general, having both original Medicare and a supplement plan will cost more than just having Medicare alone. It’s important to research different programs carefully to determine which one best fits your needs and budget before making any final decisions. Work with Kempton Insurance Group in Charlotte, NC to find the best plan for you and your needs.

Give Us A Call

If you have questions about whether getting a supplemental insurance policy is right for you, contact Kempton Insurance Group today! Our team of professional agents will help you find the right solution for your needs so that your peace of mind is always taken care of.

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