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Kempton Insurance Group

7427 Matthews Mint Hill Rd
Suite 105-356
Charlotte, NC 28227


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Is Motorcycle Insurance Valid Across State Lines During a Continental Trip?

Kempton Insurance Group helps Charlotte, NC, cyclists get the high-quality policies they need to keep their bikes safe. If you’re planning a big trip soon and aren’t sure what might happen to your policy, contacting us to learn more about these issues is critical.

Coverage Needs Vary 

In the United States, 46 states and the District of Columbia require mandatory motorcycle insurance of some type. Only Florida, New Hampshire, Washington State, and Montana don’t require policy protection. As a result, you should already have insurance if you’re from North Carolina. 

When you’re traveling throughout the country, you need to make sure that you check all the requirements necessary for a state. Though you don’t need to change your policy to suit their needs, what other cyclists might have could impact what happens if you get into a crash with them.

Your Policy Should Remain Consistent 

The thing about your policy is that it should remain consistent, even when you travel outside of your home state. Any policy purchased in a state that requires motorcycle insurance will stay valid throughout the country. As a result, it can keep you safe from various issues. 

However, if you plan on traveling through any of the four states we previously mentioned, getting underinsured or uninsured cyclist insurance is a good idea. These policies protect you if other bikers don’t have insurance and ensure you get the support needed.

How We Can Help You 

When planning your big motorcycle trip from Charlotte, NC, make sure you contact us at Kempton Insurance Group to learn more about how we can help you. Our team of professionals is standing by to ensure you get the policy that makes the most sense for your needs.

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