Life insurance is something many people put off buying because they don’t think they will need it. The fact is, having it in place offers peace of mind and security for those who have it. Knowing when to buy a life insurance policy is just as important as purchasing the right type of policy. The agents at Kempton Insurance Group are proud to serve residents in Charlotte, NC, and nearby communities.
Starting a Family
One of the best times to buy a whole life policy is when you are first starting your family. This type of policy will provide for your family if the unthinkable occurs, and they are left to survive without your income. By buying your policy early, you know your family has everything they will need for the future. You can adjust the amount of your policy as your family grows or if your needs change.
When it comes to a term life insurance policy, the right time to purchase a policy is anytime! Term life policies are typically used to pay off final expenses or to eliminate any existing debt that may be left behind. The policy is set to pay out a specific amount, and the payments are spread out over a particular amount of time or term.
The agents of Kempton Insurance Group understand the importance of having the right type of life insurance policy. They are ready to explain the benefits of both whole and term life policies to all of their clients who live in Charlotte, NC. Call and set up an appointment to find out which policy will provide you with the benefits you need to care for your family.