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Kempton Insurance Group

7427 Matthews Mint Hill Rd
Suite 105-356
Charlotte, NC 28227


Insurance Blog

How is Condo Insurance Different From a Homeowner’s Policy?

If you’re buying a condo, you know it’s essential to have it insured. You might not know that you don’t need a standard homeowner’s policy. Instead, it would be best if you got condo insurance. If you’re in the Charlotte, NC area, Kempton Insurance Group is here to help you get the right coverage for your new space, so you can enjoy your condo and all it has to offer. We can take all the guesswork out of getting a policy, so you can have peace of mind, get your coverage, and move on to the next thing on the list.

Condo coverage differs from a homeowner’s policy because it protects the inside of your condo and all your personal items. Unlike a home policy, though, it doesn’t cover things like the outside of the building or the roof. Those aren’t areas that need coverage from condo owners because the condo association or building owners cover them. When you own a condo, you only own the space inside your unit, so that’s all you have to worry about protecting.

Still, you want to ensure you’re getting the right level of coverage for everything you have in your condo. That’s especially true if you have anything that’s out of the ordinary, such as family heirloom jewelry or a grand piano. The best way to ensure you’re getting the proper protection is to work with an agent who can give you information on all the options you can choose from. That way, you’ll be sure you’re getting what you need.

If you’re in the Charlotte, NC area and looking for condo insurance, contact us at Kempton Insurance Group. We can help you find the policy that meets your needs and works for your specific situation so that you can get more enjoyment from your condo.

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