When you are a homeowner, there are many things that you have to do to protect your home. One of the most important of these is to get the right insurance. You may have home insurance, but you’re not fully protected if you don’t have flood insurance. Many people don’t get flood insurance because they assume their home insurance will pay for the damage after a flood. However, home insurance doesn’t cover floods. If you don’t have flood insurance, you don’t have any flood protection. If you need flood insurance in Charlotte, NC, call us at Kempton Insurance Group to get started.
The National Flood Insurance Program
If you worry that a flood insurance policy may not be there for you after a severe flood, you don’t have to. When you have flood insurance through the National Flood Insurance Program, it’s government-supported and backed. It will be there if you have a flood, even if the flood is a severe one. This is solid coverage that will give you peace of mind. It protects you in the event of one of the most damaging types of disasters. When you need repairs or rebuilding because of a flood, the policy will be there to help.
Flooding and Flood Zones
Certain areas are labeled as flood zones. Many people believe that they don’t need flood insurance because they don’t live inside one of these. However, flooding can happen just about anywhere. About 20% of all flood claims come from properties that aren’t inside a flood zone. Everyone in North Carolina should have flood insurance just in case of an unexpected flood.
Get Flood Insurance
When you’re in Charlotte, NC and need a flood insurance policy, call us at Kempton Insurance Group to learn more and get started.